Local. Fast. Insurance-friendly
Why Aubrey Chooses Divine Dents
How It Works
- Hail Repair Review (by appointment) – confirm scope & categories
- Insurance Guidance – estimates written the way adjusters expect
- Precision PDR – factory paint stays intact; no fillers
- Delivery – clean finish, minimal downtime
Why PDR For Hail
FAQ
Hail repair costs vary because every hail storm is different — but most insurance-approved hail repairs today range between $3,000 and $10,000+ depending on:
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size and depth of dents
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number of panels affected
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aluminum panels vs steel panels
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extra labor (R&I – remove and install trim, lights, headliner, etc.)
The advantage of PDR is we repair dents without repainting — which helps retain factory value and avoids lowering your resale / trade-in value.
There isn’t a single exact number because different insurance companies and different vehicles have different thresholds — but in general:
A vehicle usually gets “totaled” when the estimated repair cost exceeds 70% to 80% of the car’s current value.
Example:
If a car is valued at $12,000 and the hail repair estimate is around $9,000 or more — most carriers will likely move toward a total loss.
In most cases: Yes, it is worth it to file a hail claim.
Reason: hail is considered an Act of God — so it generally does NOT raise your insurance rates the same way “at-fault” accidents do.
Additional reasons to file:
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your policy is there specifically for events like hail
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small dents weaken the metal over time
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hail damage lowers your resale / trade-in value
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repairs can become far more expensive if you wait
Bottom line: If the hail storm left visible dents, it’s smart to file and get the maximum value out of the policy you’re already paying for.